Help with Claims
What is a policy excess?
Home Insurance: Help with Claims
A policy excess is the amount you have to pay towards the cost of your claim. There are different excesses that may apply...
What happens if my claim is declined, and I do not agree with the decision?
Home Insurance: Help with Claims
You can reach us by using one of the following numbers in the first instance to discuss your concerns, based on how you purchased your policy...
Why would my contents accidental damage claim not be covered?
Home Insurance: Help with Claims
One reason that your claim may not be covered is because you do not have the Accidental Damage optional cover on your Contents policy. If you have chosen this cover, it will be shown in your Insurance Schedule/Statement of Fact...
Will making a claim affect the cost of my policy?
Home Insurance: Help with Claims
Making a claim can sometimes lead to an increase in renewal price, but this often is based on the individual circumstances of the incident...
How long will my accidental damage claim take?
Home Insurance: Help with Claims
This will depend on the circumstances of your claim. To validate a claim, we need confirmation of the cause of the damage, from either your chosen repairer, or we may decide to instruct one of our repair networks to inspect the damage...
How do I make a complaint about my claim?
Home Insurance: Help with Claims
If you haven't told us about your complaint yet, please get in touch with us and we'll do our best to put things right. There are 3 ways to make a complaint...
What should I expect when making a claim for accidental damage?
Home Insurance: Help with Claims
Based on the information you provide, we will check your policy to confirm if you are covered for accidental damage to either your buildings or contents and let you know how we can help...
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