Excess protection cover

Van insurance

Add excess protection cover

Start your van insurance quote Find out more

 

Shape your cover

If you have an accident in your van and have to make a claim, why pay out your excess if you don’t have to?

In the event of a claim, you would usually be required to pay towards it, which can add up. Our excess protection optional extra is designed to cover your excess, up to £500, if it can't be recovered by a third party, for up to two claims a year during your period of insurance. This can save you money in the long run and make your life easier if you need to make a claim.

What’s included

  • If the third party has driven off and you haven't got their details
  • If the third party is uninsured and you haven’t got their details
  • If the van has been stolen
  • If the accident was your fault


What's not covered

  • Any excess for theft or attempted theft of personal belongings.
  • Any claim for windscreen or glass damage.
  • Any claim where the van insurer does not provide cover under the terms of the underlying van insurance policy.
  • The amount of your claim should be greater than your excess.

View our policy document

Read our policy booklet to make sure our cover is right for you.