Excess protection cover

Purple van cut out on black background

Excess protection cover

Add Excess protection cover to your van insurance, for only £29.50 a year.

Shape your cover

If you have an accident in your van and have to make a claim, why pay out your excess if you don’t have to?

In the event of a claim, you would usually be required to pay towards it, which can add up. Our excess protection optional extra is designed to cover your excess, up to £500, if it can't be recovered by a third party, for up to two claims a year during your period of insurance. This can save you money in the long run and make your life easier if you need to make a claim.

What’s included

  • If the third party has driven off and you haven't got their details
  • If the third party is uninsured and you haven’t got their details
  • If the van has been stolen
  • If the accident was your fault


What's not covered

  • Any excess for theft or attempted theft of personal belongings.
  • Any claim for windscreen or glass damage.
  • Any claim where the van insurer does not provide cover under the terms of the underlying van insurance policy.
  • The amount of your claim should be greater than your excess.

Our van insurance optional extras

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View our policy document

Read our policy booklet to make sure our cover is right for you.