Excess protection cover

Shape your cover

If you have an accident in your van and have to make a claim, why pay out your excess if you don’t have to?

In the event of a claim, you would usually be required to pay towards it, which can add up. Our excess protection optional extra is designed to cover your excess, up to £500, if it can't be recovered by a third party, for up to two claims a year during your period of insurance. This can save you money in the long run and make your life easier if you need to make a claim.

What’s included

• If the third party has driven off and you haven't got their details
• If the third party is uninsured and you haven’t got their details
• If the van has been stolen
• If the accident was your fault

What's not covered

• Any excess for theft or attempted theft of personal belongings.
• Any claim for windscreen or glass damage.
• Any claim where the van insurer does not provide cover under the terms of the underlying van insurance policy.
• The amount of your claim should be greater than your excess.