Levels of cover
Levels of cover
At Ageas, we want to make insurance easy. That's why we offer different levels of cover on our van insurance, so you can choose the one that better suits your needs.
Here's a rundown of what's included in each level:
Comprehensive van insurance
- Damage to your van or another driver's vehicle if you're involved in an accident.
- A courtesy van for up to 7 days while yours is being repaired by our approved repairer*.
- If your van is hit by an uninsured driver your excess will be reimbursed and your no claims discount reinstated**.
- Damage to your windscreen and glass.
- Cover in case of fire or theft of your van.
- Medical expenses in case of personal injury to you or another person.
- Claims made against you or another driver named on your policy.
- Cover for driving your vehicle abroad^^.
-
Up to £500 to replace your locks if your keys are lost or stolen.
Third party, fire and theft insurance
- Cover in case of fire or theft of your van.
- If your van is hit by an uninsured driver your excess will be reimbursed and your no claims discount reinstated**.
- Claims made against you or another driver named on your policy.
- Cover for driving your vehicle abroad^^.
Compare our levels of cover
| Policy cover sections | Comprehensive insurance |
Third party, fire and theft insurance |
|---|---|---|
| Damage |
|
|
| Fire and theft |  |
|
| Damaged windscreens and glass | |
 |
| Personal accident | |
|
| Medical expenses | |
|
| Personal belongings | |
|
| Claims against you or other named drivers on the policy | |
|
| Using your vehicle abroad^^ | |
|
| Replacement of locks and keys | |
|
Terms and exclusions apply to all levels of cover. Please read our policy booklet for full details.
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Our van insurance optional extras
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Car insurance
Join Ageas. We've got you covered with our Defaqto 5 Star rated car insurance.
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Read our policy booklet to make sure our cover is right for you.
*Excludes vans written off or stolen and unrecovered.
**Providing the accident wasn’t your fault. Make, model and registration of other vehicle needed.
^Third party insurance is the minimum level of cover required to drive legally in the UK.
^^Driving your van in the European Union (EU) or European Economic Area (EEA) is covered if you're using your vehicle for Social, Domestic and Pleasure purposes only. Please read our policy booklet for full cover details.