Home Insurance 2026
"Great experience, easy to understand product and covers all our needs for a reasonable price." Cedric C.
Find out what our customers think of Ageas Home Insurance
Why choose our home insurance?
24-hour emergency claim helpline from our UK-based claims team
12-month guarantee on repairs carried out by one of our approved suppliers
No admin charges when you make a change via your online account
Alternative accommodation - up to £100k cover for temporary accommodation1.
Terms and exclusions apply to the cover we provide. Please read our policy documents.
[1] Up to £100k cover for temporary accommodation if your home can’t be lived in due to an insured event, if you have buildings cover, and up to £15,000 if you have contents cover.
Excellent customer service
Your experience matters most to us. That’s why we’re proud to be the one of the largest UK insurers awarded ICS ServiceMark with Distinction, based on customer satisfaction and employee engagement.
What does your cover include?
We want you to know exactly what you’re getting with Ageas Home Insurance.
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Ageas |
Buildings |
Contents |
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Maximum sum insured |
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Total valuables |
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Valuables in the home |
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Single article limit for valuables5 |
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Alternative accommodation |
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Replacement locks and keys |
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Mobile phones in the home |
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Fridge/freezer food |
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Garden cover |
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Theft of outbuilding / garage contents |
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Contents of outbuildings (other than theft) |
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Bicycle cover in the home |
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| Optional covers you can select | ||
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Bicycle cover (away from home)4 |
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Optional |
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Optional |
Optional |
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Optional |
Optional |
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Optional |
Optional |
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Optional |
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| Events you're protected for as standard | ||
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Fire & earthquakes |
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Storm |
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Flood |
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Leaking or freezing water & leaking oil |
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Theft |
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Vandalism |
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Riots |
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Subsidence |
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[2] This must be sufficient to rebuild the property if it were destroyed completely. [3] Can be increased up to £100,000. [4] Maximum any one item of personal belongings. [5] Personal Belonging items over £2,000 amount and £1,000 per mobile phone, can be specified individually.
What's not covered
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- Things like wear and tear, or storm damage to fences, gates, trees and hedges aren’t covered.
- Usually, damage caused by wind speeds under 55mph isn't covered, but we know every situation is different. So even if the wind wasn’t quite 55 miles per hour, we might still look at the damage. If you’re unsure, feel free to get in touch to see if we can help.
- Damage caused by wear and tear, which we class as damage or deterioration caused by general everyday use
- Damage due to a lack of maintenance, gradual damage or rot
- Breakdown of appliances
- Deliberate damage
- Loss or damage caused by pets and vermin
- Rain or water damage as a result of poor workmanship, bad design or wear and tear
- Theft, vandalism, leakage of water/oil claims where the home is left unoccupied for more than 60 days
- Pre-existing issues and emergencies that happen before the policy starts (applies to new customers)
- Escape of water due to lack or deterioration of grout or sealant, or leaving taps on.
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For a full list of exclusions, check your policy documents.
Save time and take control
Simple and secure 24/7 online account access
- Save £20 admin fee when you make a change to your policy online e.g. change your address, or personal details
- Make secure payments online
- Make and manage a claim
- Renew your policy in just a few clicks
- View and download your documents all in one place.
Awards and recognition
We strive to go the extra mile for our customers
Insurance Times Awards
For the third year in a row, Ageas6 is extremely proud to win Gold in the 'Personal Lines Insurer of the Year' category at the Insurance Times Awards 2025.
British Insurance Awards
Ageas6 won the Personal Lines Insurer of the Year award for the fourth time at the British Insurance Awards 2025.
Insurance Times Awards
In recognition of our commitment to supporting customers through extreme weather events using our technical capabilities, Ageas6 won the ‘Claims Initiative of the Year' in 2024.