Legal expenses cover
Shape your cover
Get help with legal claims and disputes when you add our legal expenses cover. We'll provide up to £100,000 in legal representation costs and you won't pay an excess if you claim.
Our legal expenses cover can help with:
- Disputes with neighbours
- Trespass on your property which causes damage or nuisance
- Personal injury that results from an accident outside the home (slipping on a wet floor at the supermarket, for example)
- Unpaid wages or unfair dismissal from work
- Clinical negligence (wrong medication or treatment given, for example)
- Disputing a motor offence (a speeding fine that you believe to be incorrect, for example)
- Cover for you and any family members permanently living with you
There are some things that aren't covered, including:
- Let properties, second homes or holiday homes
- Claims where there's less than a 51% chance of success
- Any costs that haven't been agreed in advance
- Claims where the nuisance or trespassing started within 180 days of you buying similar insurance
- Employment disputes where the incident took place within 90 days of the policy start date
- Clinical negligence resulting in injury or death
- Motoring offences related to drugs or alcohol, or where you are disqualified from driving or don't hold a licence
Other terms and exclusions apply to our legal expenses cover. Please read our policy booklet for further details.
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View our policy document
Read our policy booklet to make sure our cover is right for you.