Personal belongings cover

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Personal Belongings cover

Get personal belongings cover with Ageas home insurance

What is Personal Belongings cover?

This is optional cover that protects your personal belongings up to a limit of your choosing, (maximum £10,000) for theft, loss or damage and up to £2,000 per item (£500 for mobile phones).

Personal belongings are items belonging to you or your family, which are normally worn, used or carried outside of your home. Some can be expensive or impossible to replace if the worst should happen when you have them on you. But with Personal Belongings cover, you can protect your items when you're away from your home.


What’s covered

  • Phones and cameras
  • Tablets and laptops
  • Contents of your bag
  • Jewellery


What’s not covered

  • Loss from an unattended vehicle, unless it is broken into and the items are out of sight in a glove box or locked boot
  • Contents you wouldn’t normally use, carry or take outside the home
  • Items worth over £2,000 (£500 for mobile phones), as these need to be specified individually to be covered away from home

For full terms and exclusions of our Personal Belongings cover, please read our policy booklet.

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Need to change something on your policy?

Did you know, you can add our optional extra’s part way through your policy term? So you can add more protection if you decide you want more peace of mind throughout the year - simply log into your online account.

Our optional extras

If you want your home insurance to go even further, you can choose to add optional extras to your policy

Optional extra - Accidental damage

Accidental damage cover

Find out more
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Home emergency cover

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Legal expenses cover

Find out more
Optional extras - Personal belongings icon

Personal belongings cover

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View our policy document

Read our policy booklet to make sure our cover is right for you.