Shape your cover
If you have an accident in your car, why should you pay out if you don’t have to? You usually have to pay towards your insurance claim. Our excess protection is designed to cover you if your excess, up to £500, can't be recovered by a third party, for up to two claims a year during your period of insurance. That way, you won’t be out of pocket if you have to make a claim.
- If the third party has driven off and you haven't got their details
- If the third party is uninsured and you haven’t got their details
- If the car has been stolen
- If the accident was your fault
What's not covered
- Any excess for theft or attempted theft of personal belongings.
- Any claim for windscreen or glass damage.
- Any claim where the motor insurer does not provide cover under the terms of the underlying motor insurance policy.
- The amount of your claim should be greater than your excess