British motorists driving in Europe after Brexit will be covered by their existing UK car insurance policy, it was confirmed this week, putting paid to concerns that they would face extra red tape and cost.

Drivers won’t be burdened with the Green Card system when driving on the continent, as had been feared. A Green Card is used to prove that your insurance covers the minimum cover in the country you’re driving in.

“This is good news for drivers and haulage operators who no longer face the prospect of doing reams of paperwork and paying admin charges every time they get on a ferry to Europe”, said Huw Evans, director general of the Association of British Insurers (ABI).

The British Insurance Brokers’ Association (BIBA) also welcomed the news, which it said would enable more than 2.5 million motorists to continue to travel easily throughout the EU. “Without such an agreement, drivers would be faced with increased bureaucracy and delays at borders,” commented Graeme Trudgill, BIBA executive director.

The ABI said needing the Green Card would have created problems for motorists, including: 

  • A lack of clarity over when drivers needed to tell their insurer they intended to travel overseas, making last minute trips more difficult
  • If someone’s insurance was due for renewal overseas, they would have needed to arrange for a replacement document to be sent for them
  • If any driver lost or misplaced their Green Card documents while overseas, they would have needed to arrange for a replacement document to be sent for them
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