Back to Policy support
What are buildings?
In insurance, Buildings are defined as the property shown in your Insurance Schedule/Statement of Fact.
They include the structure of your home, including any:
- Fixtures and fittings
- Garden walls and gates
- Decking, paths, drives and patios
- Permanent swimming pools built of brick, stone or concrete
- Permanently fixed hot tubs
- Air/ground heat pump and solar panels
- Permanent outbuildings
- Hard tennis courts.
Unless otherwise agreed, outbuildings do not include:
- Any building which is not on a permanent foundation or base
- Structures that are designed to be open on any side, such as carports or gazebos
- Tree houses
- Inflatable buildings (whether over swimming pools or not)
- Any structure which is made of canvas, PVC or any other non-rigid material
- Land or things in your garden such as flowerbeds, hedges, lawns (or artificial lawns), natural ponds or pools, plants, shrubs or trees
- Anything used for trade purposes
PLEASE NOTE: Carpets are considered contents.
You’ll find your Statement of Fact in your online account or your policy confirmation email.
If you’re ready to make a claim, visit online claims.
Manage a home insurance claim
You’ll find your Statement of Fact in your online account or your policy confirmation email.
If you’re ready to make a claim, visit online claims.
Manage a home insurance claim
Bought your Ageas Home Insurance through a broker, partner or intermediary? Please get in touch with them to make any changes to your policy Unfortunately we are unable to help with this directly.
Was this information helpful?
Can't find what you're looking for?
Our virtual assistant can answer many frequently asked questions, put you in touch with a member of our Live Chat team and tell you how to reach us out of hours.