Help with Damage to fridge/freezer food

Do I have to keep the ruined food or can I throw it away?

Home claims questions: Help with Damage to fridge/freezer food

You are not expected to keep ruined food, however it is recommended that you take photographs of all items before disposing of them, as we may ask you to send these before a settlement can be agreed.

I have already replaced the perished food, how will this affect the claim?

Home claims questions: Help with Damage to fridge/freezer food

We would ask that you contact us in the first instance, where this is possible. However, if you do replace the items, please keep hold of receipts, as you may be asked to send these before a cash settlement can be agreed.

What happens if my damage to fridge/freezer food claim is declined, and I do not agree with the decision?

Home claims questions: Help with Damage to fridge/freezer food

Please contact our Claims team in the first instance to discuss your concerns by using one of the following numbers based on how you purchased your policy...

Why would my damage to fridge/freezer food claim not be covered?

Home claims questions: Help with Damage to fridge/freezer food

Reasons why your claim might not be covered include: • Damage caused by your power supply being cut off by the supplier (as a result of no payment of bills, for example) • Damage caused deliberately by you or your family • Any amount over the limit shown in your policy documentation...

I have already replaced the perished food, how will this affect the claim?

Home claims questions: Help with Damage to fridge/freezer food

We would ask that you contact us in the first instance, where this is possible. However, if you do replace the items, please keep hold of receipts, as you may be asked to send these before a cash settlement can be agreed.

Can I claim for my fridge/freezer that has stopped working?

Home claims questions: Help with Damage to fridge/freezer food

Fridges and freezers are not covered under this section of your policy. We won't cover the breakdown of fridge/freezers but we will cover the damaged/spoiled food when your fridge/freezer breaks down, provided it’s not caused by your power supply being deliberately cut off by your energy company...

Can I claim for my fridge/freezer that has stopped working?

Home claims questions: Help with Damage to fridge/freezer food

Fridges and freezers are not covered under this section of your policy. We won't cover the breakdown of fridge/freezers but we will cover the damaged/spoiled food when your fridge/freezer breaks down, provided it’s not caused by your power supply being deliberately cut off by your energy company...

Do I have to keep the ruined food or can I throw it away?

Home claims questions: Help with Damage to fridge/freezer food

You are not expected to keep ruined food, however it is recommended that you take photographs of all items before disposing of them, as we may ask you to send these before a settlement can be agreed.

Can I claim for my fridge/freezer that has stopped working?

Home claims questions: Help with Damage to fridge/freezer food

Fridges and freezers are not covered under this section of your policy. We won't cover the breakdown of fridge/freezers but we will cover the damaged/spoiled food when your fridge/freezer breaks down, provided it’s not caused by your power supply being deliberately cut off by your energy company...

Why would my damage to fridge/freezer food claim not be covered?

Home insurance claims help: Help with Damage to fridge/freezer food

Reasons why your claim might not be covered include: • Damage caused by your power supply being cut off by the supplier (as a result of no payment of bills, for example) • Damage caused deliberately by you or your family • Any amount over the limit shown in your policy documentation...

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