Help with Damage to fridge/freezer food
Can I claim for my fridge/freezer that has stopped working?
Home claims questions: Help with Damage to fridge/freezer food
Fridges and freezers are not covered under this section of your policy. We won't cover the breakdown of fridge/freezers but we will cover the damaged/spoiled food when your fridge/freezer breaks down, provided it’s not caused by your power supply being deliberately cut off by your energy company...
Can I claim for my fridge/freezer that has stopped working?
Home claims questions: Help with Damage to fridge/freezer food
Fridges and freezers are not covered under this section of your policy. We won't cover the breakdown of fridge/freezers but we will cover the damaged/spoiled food when your fridge/freezer breaks down, provided it’s not caused by your power supply being deliberately cut off by your energy company...
What happens if my damage to fridge/freezer food claim is declined, and I do not agree with the decision?
Home claims questions: Help with Damage to fridge/freezer food
Please contact our Claims team in the first instance to discuss your concerns by using one of the following numbers based on how you purchased your policy...
I have already replaced the perished food, how will this affect the claim?
Home claims questions: Help with Damage to fridge/freezer food
We would ask that you contact us in the first instance, where this is possible. However, if you do replace the items, please keep hold of receipts, as you may be asked to send these before a cash settlement can be agreed.
What can I expect when making a claim for damage to fridge/freezer food?
Home claims questions: Help with Damage to fridge/freezer food
Based on the information you provide; we will check your policy to ensure you are covered and let you know how we can help. We want to make claiming as easy as possible, so we look to settle all damage to fridge/freezer food claims on the first call...
Can I claim for my fridge/freezer that has stopped working?
Home claims questions: Help with Damage to fridge/freezer food
Fridges and freezers are not covered under this section of your policy. We won't cover the breakdown of fridge/freezers but we will cover the damaged/spoiled food when your fridge/freezer breaks down, provided it’s not caused by your power supply being deliberately cut off by your energy company...
Why would my damage to fridge/freezer food claim not be covered?
Home claims questions: Help with Damage to fridge/freezer food
Reasons why your claim might not be covered include: • Damage caused by your power supply being cut off by the supplier (as a result of no payment of bills, for example) • Damage caused deliberately by you or your family • Any amount over the limit shown in your policy documentation...
What am I covered for, in terms of damage to fridge/freezer food?
Home insurance claims help: Help with Damage to fridge/freezer food
We’ll pay for damage to food in your fridge or freezer as a result of contamination by the chemicals inside them, or by a rise or fall in temperature.
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