Buildings and contents insurance

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Buildings and contents insurance

Get combined buildings and contents cover with Ageas home insurance

Protect your home and the things you love with our combined buildings and contents insurance.

We cover the rebuilding of your home up to £1,000,000 and your contents up to £75,000 as standard. If needed, cover for contents can be increased up to £100,000.

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Why choose our home insurance?

  • You can make a claim 24/7 with our UK based, award-winning* claims service.
  • If your home becomes uninhabitable as a result of an insured event, we cover the cost of temporary accommodation for you, your family and your pets up to £100,000.
  • When we replace lost, stolen or damaged items with new ones, we will not make any deductions for wear and tear.
  • You will only pay one excess** per claim, even if you claim for both buildings and contents for the same event.
  • We offer 12-month guarantees on all our supplier repairs and replacements.

Terms and exclusions apply to the cover we provide. Please read our policy documents.

Defaqto Five Star rated 2022 - logo

Defaqto Five Star rated

Ageas Home insurance is one of the most comprehensive levels of cover available.

Our optional extras

If you want your home insurance to go even further, you can choose to add optional extras to your policy

Optional extra - Accidental damage

Accidental damage cover

Find out more
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Home emergency cover

Find out more
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Legal expenses cover

Find out more
Optional extras - Personal belongings icon

Personal belongings cover

Find out more

Solved: Useful tips and guides

Helping you take care of what matters to you - see our tips and guides on your home, car, insurance, driving and more.

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It's quick and easy online - 24/7

  • Renew your policy (if you don’t need to make any changes)
  • Change your address
  • Update personal details e.g. occupation, contact details
  • Register your claim online 24/7
  • 24/7 online account access
  • Access and download your policy documents
  • View and check details of your cover
  • No £20 admin fee when you make a change online

View our policy document

Read our policy booklet to make sure our cover is right for you.


Claims team of the year award 2022

Award-winning claims team

Ageas* won 'Claims Team of the Year - Digital Transformation' at the Insurance Times Claims Excellence Awards 2022.

*Ageas Insurance Limited won 'Claims Team of the Year - Digital Transformation' at the Insurance Times Claims Excellence Awards 2022.

**The excess to pay will be the highest policy excess that applies.