Almost everything in your home will suffer from general wear and tear over time. You can extend the lifetime of your property and the possessions inside it by taking care of your home through general maintenance and upkeep.

So, for example, from time to time it would be worth having your roof checked for missing or cracked tiles and make sure any exposed pipework is insulated to protect against freezing.

Wear and tear is a common reason that claims are declined especially in a weather event like a storm. It's difficult for rain or wind to damage well-maintained properties unless it is an extreme weather event, but a poorly maintained roof could let rain in that could also damage your contents.

If you look after your property and something unexpected happens, that's when your insurance should be there to help.

Make a home insurance claim

Manage a home insurance claim