What is accidental damage?
'Accidental damage' is a term used in home insurance to define unexpected and unintended damage, by something sudden and which is not deliberate caused by an external force to your property or contents and is an optional cover option.
Examples of accidental damage include spilling a drink and staining the carpet or accidentally drilling through a pipe.
Find out more about our Accidental Damage cover.
If you’re ready to make a claim, visit online claims.
Was this information helpful?
Can't find what you're looking for?
Our virtual assistant can answer many frequently asked questions, put you in touch with a member of our Live Chat team and tell you how to reach us out of hours.