What is Accidental Damage cover?

Accidental Damage is optional cover that you can choose to add to your Buildings and/or your Contents insurance. It provides extra protection for your possessions inside your home, giving you more peace of mind.

Accidental Damage is a really common reason for claiming, but often customers don’t have the cover. It provides additional cover for damage not otherwise included in your home insurance policy.

Examples of what’s covered for contents insurance includes:

  • Knocking over a TV
  • Dropping a laptop
  • Spilling a drink on a carpet


Examples of what’s covered for buildings insurance includes:

  • Damaging a kitchen work surface with a hot pan
  • Putting a nail through a pipe
  • Cracking a sink
  • Putting a foot through the ceiling when in the loft

Other terms and exclusions apply to our cover.
Find out more about Accidental Damage cover, or read our policy booklet to make sure our cover is right for you.

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