Home Insurance: Help with My cover

You can get both Buildings and Ccontents insurance under one policy. This can make it more convenient if you need to make a claim and can often work out cheaper than taking out separate policies...

Home Insurance: Help with My cover

Contents insurance covers the cost of replacing or repairing your damaged, destroyed or stolen items. Imagine tipping your house upside down - anything that falls out would be contents, plus carpets...

Home Insurance: Help with My cover

Buildings insurance covers the cost of repairing damage to the structure of your property. This includes things like the roof, walls and floors as well as permanent fittings and fixtures, such as fitted kitchens and bathrooms...

Home Insurance: Help with My cover

Wear and tear can be described as damage or deterioration caused by general everyday use. Almost everything in your home will suffer from general wear and tear over time and damage due to this is not covered by your policy...

Home Insurance: Help with My cover

A property in a good state of repair if it is habitable and structurally sound. Below are examples where a property is not considered to be in a good state of repair...

Home Insurance: Help with My cover

Accidental Damage is optional cover that you can choose to add to your Buildings and/or your Contents insurance. It provides extra protection for your possessions inside your home, giving you more peace of mind...

Home Insurance: Help with My cover

Personal Belongings is an optional cover that protects your personal belongings for theft, loss or damage. Some personal belongings can be expensive or impossible to replace. With Personal Belongings cover, you can protect your items when you're away from your home...

Home Insurance: Help with My cover

A policy excess is the amount you have to pay towards the cost of your claim. It is made up of a standard amount which you cannot change and a voluntary amount which you set yourself...

Home Insurance: Help with My cover

Home emergency is optional cover that you can add at the start or during your policy. Providing you hassle-free protection from those unexpected emergencies that no one wants to deal with, that affect your home and need immediate attention...

Home Insurance: Help with My cover

Legal Expenses is optional cover that you can add at the start or during your policy. This cover can offer you peace of mind knowing you can get legal support to help resolve a wide range of issues, such as...