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What are buildings?
In insurance, Buildings are defined as the property shown in your Insurance Schedule/Statement of Fact.
They include the structure of your home, including any:
- Fixtures and fittings
- Garden walls and gates
- Decking, paths, drives and patios
- Permanent swimming pools built of brick, stone or concrete
- Permanently fixed hot tubs
- Air/ground heat pump and solar panels
- Permanent outbuildings
- Hard tennis courts.
Unless otherwise agreed, outbuildings do not include:
- Any building which is not on a permanent foundation or base
- Structures that are designed to be open on any side, such as carports or gazebos
- Tree houses
- Inflatable buildings (whether over swimming pools or not)
- Any structure which is made of canvas, PVC or any other non-rigid material
- Land or things in your garden such as flowerbeds, hedges, lawns (or artificial lawns), natural ponds or pools, plants, shrubs or trees
- Anything used for trade purposes
PLEASE NOTE: Carpets are considered contents.
You’ll find your Statement of Fact in your online account or your policy confirmation email.
If you’re ready to make a claim, visit online claims.
Manage a home insurance claim
You’ll find your Statement of Fact in your online account or your policy confirmation email.
If you’re ready to make a claim, visit online claims.
Manage a home insurance claim
Bought your Ageas Home Insurance through a broker, partner or intermediary? Please get in touch with them to make any changes to your policy Unfortunately we are unable to help with this directly.
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