Defaqto
Defaqto Rated Insurance
Protect the things you love with one of the highest levels of cover in the market.
Who is Defaqto?
Established for over 25 years, Defaqto is a leading financial information, ratings and fintech business. Its unbiased product information, provided as Star Ratings, helps consumers, financial institutions and financial advisers make better informed decisions.
Many of our insurance products have received the Defaqto 5 Star Rating repeatedly over many years, find out more below.
Defaqto Star Ratings
Defaqto 5 Star Rated
So you can feel confident in Ageas car and home insurance products.
What is the Defaqto Star Rating?
- Defaqto has the UK’s largest retail financial product database, which is maintained through collecting product and fund data and using industry expertise and insight to make it comparable.
- It can help customers to identify where a product sits in the market place using features, quality and comprehensiveness.
- Encourages customers to look at more than just price when buying insurance, providing them with a quick unbiased view of a product.
Our Car Insurance
- Accidental or malicious damage to your car, including vandalism
- The cost of replacing your windscreen or window glass1
- Fire, theft and attempted theft
- Personal accident cover in the event of injury or death when you’re travelling in, or getting in or out of your car1
- Medical expenses if you or a passenger is injured in an accident involving your car
- Personal belongings in the car that are lost or damaged following an accident, fire or theft involving the car1
- Replacement of your car key, lock transmitter or entry card if it's lost or stolen1
Our Extra Home Insurance
- You can make a claim 24/7 with our UK-based, award-winning2 claims service.
- No admin charges when you make a change to your policy online.
- If your home becomes uninhabitable as a result of an insured event, we cover the cost of temporary accommodation for you, your family and your pets up to £100,000.
- When we replace lost, stolen or damaged items with new ones, we will not make any deductions for wear and tear.
- You will only pay one excess per claim3, even if you claim for both buildings and contents for the same event.
- We offer 12-month guarantees on all our supplier repairs and replacements.
Our Van Insurance
-
Courtesy van provided as standard4 We provide a courtesy van for up to 7 days while yours is being repaired by our approved repairer, if you choose our comprehensive cover
-
Up to £500 replacement locks cover - Under our comprehensive insurance, we cover the replacement of your van's locks up to £500 if your keys are lost or stolen
-
Uninsured driver promise5 - If your van is hit by an uninsured driver your excess will be reimbursed and your no claims discount reinstated
-
You can make a claim online 24/7
-
No admin charges - when you make a change to your policy online.
We're proud of what our customers say about us...
1 These benefits are not available under our Essentials Car Insurance. Please see our policy documents for more information.
2 Ageas Insurance Limited won 'Claims Team of the Year - Digital Transformation' at the Insurance Times Claims Excellence Awards 2022.
3 The excess to pay will be the highest policy excess that applies.
4 Excludes vans written off or stolen and unrecovered.
5 Providing the accident wasn’t your fault. Make, model and registration of other vehicle needed.