What are contents?

Contents insurance will cover the items and valuables within your home that are not permanent features, fixtures or fittings of the building.

We mean any items that you or your family own or are responsible for, including Personal Belongings. Jewellery and entertainment systems may need to be specified depending on value.

Some items, such as carpets, may seem like buildings but are, in fact, considered contents.

If you are unsure what your item falls under and need to make a claim, please refer to your policy wording for a full definition.

You can contact our Claims Team by using one of the following numbers based on how you purchased your policy:


It's quick, safe and easy to make a new claim online, if you’re ready to make a claim, visit online claims.

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Related questions

Are my contents covered outside of my home? What is covered by contents insurance? How will you replace my damaged items? Is my mobile phone insured? What will I need to provide in the event of a contents claim?

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