Help with Building damage
What are buildings?
Home claims questions: Help with Building damage
In insurance, Buildings are defined as the property shown in your Insurance Schedule/Statement of Fact. They include the structure of your home, including any fixtures and fittings, garden walls, gates, decking, paths, drives, patios, permanent swimming pools built of brick, stone or concrete, permanently fixed hot tubs, air/ground heat pumps, solar panels, permanent outbuildings and hard tennis courts...
What is covered by buildings insurance?
Home claims questions: Help with Building damage
This will depend on the cover you took out when you purchased your buildings policy. Essentially, your standard buildings insurance policy will cover the cost of repairs to your home if it is damaged by an insured event such as theft, fire, flood and escape/leakage of water from pipes, storage tanks, etc...
Are chimneys covered?
Home claims questions: Help with Building damage
When we use the word ‘buildings’, we mean the structure of your home, this includes your chimneys as they are part of the structure. Your buildings are covered for numerous events that may occur, including storm and falling trees...
Am I covered for damage to rendering?
Home claims questions: Help with Building damage
When we use the word ‘buildings’, we mean the structure of your home, this will include any rendering or aesthetic finish on your home. Your buildings are covered for numerous events that may occur. It is important to check your policy booklet before reporting any claim, for more information on what is and is not covered...
Am I covered for damage to rendering?
Home insurance claims help: Help with Building damage
When we use the word ‘buildings’, we mean the structure of your home, this will include any rendering or aesthetic finish on your home. Your buildings are covered for numerous events that may occur. It is important to check your policy booklet before reporting any claim, for more information on what is and is not covered...
What should I expect when making a buildings claim?
Home claims questions: Help with Building damage
Based on the information you provide; we will check your policy to ensure you are covered and let you know how we can help. We may be able to offer you a cash settlement for certain claims to enable you to get the repairs completed yourself...
What is covered by buildings insurance?
Home claims questions: Help with Building damage
This will depend on the cover you took out when you purchased your buildings policy. Essentially, your standard buildings insurance policy will cover the cost of repairs to your home if it is damaged by an insured event such as theft, fire, flood and escape/leakage of water from pipes, storage tanks, etc...
Am I covered for damage to rendering?
Home claims questions: Help with Building damage
When we use the word ‘buildings’, we mean the structure of your home, this will include any rendering or aesthetic finish on your home. Your buildings are covered for numerous events that may occur. It is important to check your policy booklet before reporting any claim, for more information on what is and is not covered...
Am I covered for pipe blockages?
Home claims questions: Help with Building damage
"Please be aware that your policy does not cover general repairs to the pipework, water or heating system of your home...
What should I expect when making a buildings claim?
Home claims questions: Help with Building damage
Based on the information you provide; we will check your policy to ensure you are covered and let you know how we can help. We may be able to offer you a cash settlement for certain claims to enable you to get the repairs completed yourself...
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