Since launching in 1998, the Ford Focus has changed considerably and has become a well-established model, which now comes in many variants*.

Blue Ford Focus parked outside building

Three facts about the Ford Focus

  • The latest Ford Focus redesign has been launched in 2018, including four trim variations and a raft of new technology^.
  • In the UK, the newest models are offered as either a five-door hatchback or five-door estate**.
  • The Focus was Britain’s third best-selling car in 2019^^ and has consistently ranked among the top 10 over the last decade.
White car cut out icon

Did you know?

The Focus almost wasn’t called ‘Focus’, due to a lawsuit filed by a German car magazine of the same name, shortly before the model’s launch†.

Red and black Ford Focus interior

Need Ford Focus car insurance?

At Ageas, we’ve been providing our comprehensive car insurance cover to UK drivers for decades.

With our insurance, you can be confident we’re here whenever you need us, allowing you to make a claim 24/7 and ensuring you get back on the road as quickly as possible. If you make a claim and choose one of our approved repairers, all workmanship comes with a guarantee for as long as you own the car‡.

What’s more, you can add to your policy with a host of optional extras, including  breakdown cover.

Get a quote for car cover

See how Ageas can help with your Ford Focus car insurance when you start your car insurance quote today.

Insurance groups and tax bands for Ford Focus models

How much you’re quoted for a Ford car insurance policy depends on a selection of different factors. While each insurer will have its own set of criteria, it’s common for things like your age and where you leave your car overnight to be considered when your insurer is calculating your premium.

The provider is also likely to consider the make and model of your car, which may involve looking at its insurance group. Insurance groups are bandings running from 1-50 that reflect the costs and risks associated with that model and specification. Drivers of the most expensive and powerful cars are likely to find their vehicles fall into the higher groups. Find out what car insurance groups are and how they are determined.

Another banding system to know is the one used for Vehicle Excise Duty, otherwise known as road tax. If it’s the first year the car has been registered, the amount owed will depend on its CO2 emissions.

Tax bands and insurance groups for some Ford Focus models include:

Model Insurance Group Tax Band
Ford Focus Hatchback Zetec EcoBoost 1.0l Manual 99bhp 8 G
Ford Focus Hatchback Vignale EcoBoost 1.5l Manual 180bhp 18 H
Ford Focus Hatchback Style EcoBoost 1.0l Manual 84bhp 5 F
Ford Focus Hatchback Active EcoBoost 1.5l Automatic 148bhp 16 H
Ford Focus Estate Vignale Edition EcoBoost Hybrid 1.0l Manual 123bhp 14 G
Ford Focus Estate Titanium X EcoBoost 1.5l Automatic 148bhp 16 H
Ford Focus Estate Active X Edition EcoBoost 1.5l Automatic 180bhp 19 H
Ford Focus Estate Zetec EcoBoost 1.0l Manual 99bhp 8 G


We aim to offer our comprehensive car insurance to every vehicle and driver. But we can’t promise we can offer a policy in every circumstance, and you may find that some editions of the Ford Focus are excluded.

We will determine if we can provide you with a quote based on several factors that include your car and your personal circumstances.





‡Subject to the vehicle being maintained in accordance with the manufacturer routine maintenance schedule. Defective parts will be replaced without charge as long as they are covered by the part manufacturer’s warranty. Failure of components or bodywork damage will not be covered if failure or deterioration is through normal usage.