Since launching a little over a decade ago, the BMW X1 has quickly risen to the top in the compact SUV segment. With a line-up of powerful engines, genuine off-road capabilities and luxury finishes, it’s proven popular for drivers in both urban and rural settings.

Grey BMW X1 in sunny countryside

3 things to know about the BMW X1

  • The BMW X1 has been in production since 2009 and is now in its second generation.
  • The latest X1 comes in both front-wheel drive (sDrive) and all-wheel drive (xDrive) variants.^
  • For green-minded drivers, there’s a plug-in hybrid edition of the model that boasts similarly impressive scores for power and acceleration compared with its petrol and diesel counterparts. 
Purple car cut out

Did you know?

The BMW X1 2015 model scored a top, five-star Euro NCAP test rating* for safety.

Interior of black BMW X1 car

Insurance from us

At Ageas, we’re pleased to have been providing BMW drivers with our car insurance for decades.

With comprehensive cover coming as standard, we’re a reliable choice for your car insurance. We’re always around when you need us, allowing you to make a claim 24/7 with our UK-based claims service. And, if you do need to claim and choose one of our approved repairers, you’ll get extra peace of mind knowing all workmanship comes with a guarantee for as long as you own the car**.

You also have a range of optional extras to choose from such as breakdown cover, so you can tailor your policy as you see fit.

Get a quote for car insurance

See how Ageas can help with your BMW X1 car insurance when you start your car insurance quote today.

BMW X1 tax bands and insurance groups

Insurers consider lots of information about you and your car when deciding on a fair price for your car cover, including things like your age and where you park your car overnight. Some insurers may also consider your car’s  insurance group. This is a banding system running from 1-50, reflecting the risks and costs associated with each model. Learn more about how car insurance groups work.

There’s also a banding system in place when it comes to Vehicle Excise Duty, also known as road tax. This is charged annually and how much you need to pay depends on the observed CO2 emissions of the model of car you drive.

 Insurance groups and tax bands for some editions of the BMW X1 are:

Model Insurance Group Tax Band
BMW X1 sDrive18i SE Dual-clutch auto 5d 22 I
BMW X1 sDrive18i SE auto 5d 23 H
BMW X1 sDrive 18d SE 5d Step Auto 29 H
BMW X1 sDrive 18d xLine 5d 26 G
BMW X1 xDrive20d xLine Sport Automatic 5d 8 F
BMW X1 xDrive 20d Sport 5d Step Auto 30 G
BMW X1 xDrive20i M Sport 2.0 Auto 189bhp 31 I
BMW X1 xDrive 25d M Sport 5d Step Auto 34 H


At Ageas, we do our best to cover as many cars on UK roads as we possible can. But we can’t guarantee a policy for every car and driver, and this could include some versions of the BMW X1.

We will determine if we can provide you with a quote based on a number of factors that include your car and your personal circumstances.



**Subject to the vehicle being maintained in accordance with the manufacturer routine maintenance schedule. Defective parts will be replaced without charge as long as they are covered by the part manufacturer’s warranty. Failure of components or bodywork damage will not be covered if failure or deterioration is through normal usage.