What is lifetime cover?
Our lifetime cover policies provide cover for all conditions or injuries that occur in the policy year*, up to the limit set by your chosen level of cover.
Your policy limit is refreshed and applied again at renewal, so you know your pet is always covered, so long as you remain insured with us.**
What's included
You can choose from three levels of cover, Classic, Extra or Ultra, and tailor your cover to your pet's needs.
In the table below, you will find a few of the benefits you can get with our Lifetime cover.
You can also compare all our cover levels and choose the right one for you and your pet.
Benefit | Classic | Extra | Ultra | ||||||
Defaqto Star Ratings | ![]() |
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Pet helpline | Available 24/7 | Available 24/7 | Available 24/7 | ||||||
Veterinary fees | £2,000 (Max £1,000 per incident per year) |
£4,000 (Max combined per year) |
£10,000 (Max combined per year) |
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Death of your pet from illness up to: (Dogs aged 9 and over & cats 11 and over excluded) |
£1,000 | £1,250 | £1,750 | ||||||
Death of pet from injury up to: | £1,000 | £1,250 | £1,750 | ||||||
Overseas cover | 30 days | 30 days | 90 days | ||||||
Emergency expenses cover abroad up to: | £500 | £750 | £1,000 |