If you have more than 9 years of no claims discount, your proof will still state 9 years as that is the maximum no claims discount we track and provide. This will not affect your cover with other insurers.

It is standard practice in the industry to assume that if you reach the maximum number of years with one insurer, you will also have the maximum number with the next insurer (provided there is no evidence to the contrary, such as the date of acquiring your license, claims history, convictions etc).

For example, if you were to take our proof of 9 years to an insurer whose maximum was 12, they would assume you had their maximum of 12 years, as well.

Equally, if we receive proof from a company whose maximum is 7 years, we assume you have our maximum of 9 years.

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