Now into its third generation, the BMW 1 Series has long earned its place in the subcompact executive car market.

With its sporty exterior and plenty of BMW innovations on the inside, this model has made waves since it launched back in 2004.

About the BMW 1 Series

  • The first generation BMW 1 Series features a range of body types, including hatchback, coupe and convertible styles.
  • Later generations feature only the hatchback style, with coupe and convertible variants rebadged as BMW’s 2 series.
  • The latest iteration of the model features five engine options, ranging from the base 116d through to the powerful M 135i X Drive.
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Did you know?

Most editions of the BMW 1 Series feature rear-wheel drive, which is an unusual feature for a small car. All-wheel drive is also available on some variants.

Looking for insurance?

At Ageas, we’ve been keeping BMW drivers protected on British roads for years and, with our comprehensive cover, you know you’re in the right hands. 

If you need to make a claim and choose one of our approved repairers, you’ll enjoy the peace of mind of knowing all workmanship comes with a guarantee for as long as you own the car*. 

Thanks to the optional extras we have available, you can also get exactly the level of cover you need.

Car insurance quote

See how Ageas can help with your BMW 1 Series insurance when you start your car insurance quote today.

Insurance groups and tax bands

When working out a fair premium for your policy, insurers assess the information you’ve provided and use it to calculate your level of risk. 

Things commonly taken into account include your age and where you live, while your car’s insurance group may also be considered by some providers. Insurance groups are bands from 1-50 that indicate the cost of parts and repairs associated with a given model, and when they’re considered, cars in higher bands will often cost more to insure. Please read our guide to car insurance groups in the UK for more details. 

Another banding system to be aware of is that used to calculate the road tax you need to pay. Also known as Vehicle Excise Duty (VED), this tax is charged in accordance with your car’s CO2 emissions, with the most polluting vehicles having to pay more. 

Tax bands and insurance groupings for some editions of the BMW 1 Series include: 

Model Insurance Group Tax Band
BMW 1 Series Hatchback 116d M Sport 5d 16 E
BMW 1 Series Hatchback 118i SE Dual-clutch auto 5d 20 G
BMW 1 Series Hatchback 118d Sport Sport Automatic 5d 21 F
BMW 1 Series Hatchback 118d M Sport 5d 22 F
BMW 1 Series Hatchback 120d xDrive Sport Automatic 5d 26 F
BMW 1 Series Hatchback 120d xDrive M Sport Automatic 5d 26 G
BMW 1 Series Hatchback M135i xDrive Sport Automatic 5d 36 I
BMW 1 Series Hatchback M135i xDrive M Sport Automatic 5d 36 I

We hope to bring our comprehensive car insurance to as many UK drivers as possible, but we can’t promise to cover every type of car, and this could include some versions of the BMW 1 Series. 

We will determine if we can provide you with a quote after considering several factors, including your car and your personal circumstances.

*Subject to the vehicle being maintained in accordance with the manufacturer routine maintenance schedule. Defective parts will be replaced without charge as long as they are covered by the part manufacturer’s warranty. Failure of components or bodywork damage will not be covered if failure or deterioration is through normal usage.