Current policy documents

Here are the latest documents for our Standard and Essentials cover levels, as well as any optional cover you have purchased. Read our policy documents for full details of what is and isn’t covered in your insurance policy.


You can find your Statement of Fact and Motor Certificate by logging into your online account or attached to your policy confirmation email.

To understand how we provide our services, including details about our fees and charges, you can view our Terms of Business.

Previous policy documents

If you've had a policy with us before, you can find all of our documents since 2018 below.

Ageas Car Insurance

February 2025
> Policy Booklet
> Product Information Document

August 2025
> Policy booklet
> Product information Document

Ageas Essentials Insurance

> Policy Booklet - February 2025
> Policy Booklet - August 2025

Ageas Car Insurance

> Policy booklet  - June 2024
> Policy booklet - September 2024

Ageas Essentials Insurance

> Policy booklet - June 2024
> Policy booklet - September 2024

Optional cover

> Legal Expenses IPID
> Replacement Vehicle IPID

Ageas Car Insurance

> Policy booklet - January 2023
> Policy booklet - June 2023
> Product Information Document 

Ageas Essentials Insurance

> Policy booklet - January 2023
> Policy booklet- June 2023
> Product Information Document

Optional cover

> Excess Protection IPID
> Key Protection IPID
> Replacement Vehicle IPID

Ageas Car Insurance

> Policy booklet - May 2022
>Policy booklet - November 2022

Ageas Essentials Insurance

> Policy booklet - May 2022
> Policy booklet - November 2022

Optional cover

> Breakdown policy booklet
> Excess Protection IPID
> Key Protection IPID
> Replacement Vehicle IPID

Ageas Car Insurance

> Policy booklet - February 2021
> Policy booklet - June 2021

​Ageas Essentials Insurance

> Policy Booklet - February 2021
> Policy booklet - June 2021

Ageas Car Insurance

> Policy booklet - June 2020

Ageas Essentials Insurance

> Policy booklet - June 2020
> Policy booklet - August 2020

Optional cover

> Breakdown policy booklet

Ageas Car Insurance

> Policy booklet - April 2019
> Policy booklet - June 2019
> Policy booklet - November 2019

Essentials Insurance

> Policy booklet - April 2019
> Policy booklet - June 2019
> Policy booklet - November 2019

Optional cover

> Breakdown policy booklet