A liability based product for the self-employed and small business.  Available for a wide range of trades, with optional employers' liability and or tools and stock in transit cover.

It is the ideal choice for small businesses and the self-employed, providing peace of mind by giving protection against many of the risks likely to be faced, as well as the flexibility to choose the level and extent of cover to meet your individual requirements.

Summary of benefits:

• Choice of three Public Liability covers - £1m, £2m or £5m
• 24 hour claims reporting - 7 days a week, 365 days a year
• Trade experience discount available for most trades
• No Claims Discount of 25% available for customers claim free continuously for 5 or more years
• Optional cover sections, namely Contractors All Risks, Legal Expenses and Personal Accident can be purchased for most trades
• Up to 7 multiple trades can be accommodated under a single policy
• Up to 10 manual/non-manual workers (other than clerical) covered at inception
• Tools and stock in transit covered with a single item limit of £1,000
• Optional cover for Injury to Working Partners/Proprietors
• Heat work can be covered, for most trades, up to a limit of indemnity of £5,000,000
• Treatment risk can be covered, for certain trades, up to a limit of indemnity of £5,000,000
• 24 hour free helpline, providing confidential advice on legal, tax or VAT in connection with business

This is the standard Ageas cover with effect from March 2012.  We also underwrite a variety of schemes, if you have a policy underwritten by Ageas Insurance you should check your policy document for full cover details.