With the country having basked in June’s record hot spell, and Glastonbury-goers ‘fresh’ from dry festival weather for a change, no doubt pressure on Andy Murray is already heating up ahead of defending his Wimbledon title. Whatever the weather, Brits are set to continue enjoying the great outdoors into July, with food (82%) the most important element of BBQ get togethers this summer1.

As a nation of meat lovers2, and the fact that an average freezer can hold up to 350 litres of food – the equivalent of 19 shopping bags3 – Ageas is urging consumers to check that their home insurance contents policies covers them for pricey ‘mis-steaks’.

Claims analysis from the award-winning insurer reveals that July is the peak month for frozen food claims, paying out over £30,000 to customers in July 2016 alone, an increase of 68% compared with the average monthly claim rate. Looking at July claims for frozen food over the last three years (2014 – 16), almost £120,000 has been paid out to customers, whilst all frozen food claims across all months throughout the years tops almost £1million. 

Top reasons leading to frozen food insurance claims last year included power cuts, tripped switches and people accidentally leaving the freezer door open. Some parents have also been left in the cold, because their children have unplugged items around the house, including the fridge freezer.

Ant Middle, CEO Ageas Direct & Partnerships said, comments: “With BBQs a staple summertime soirée, most people do not consider the fact that an unexpected power cut or a tripped switch when you have no home insurance cover for frozen food could be an expensive mis-steak, even though people may think such instances would be fairly rare!  We’re encouraging people to check they have the right protection under their home contents policy in place, as our claims data reveals just how pricey replacing soggy freezer food and chilled goods can be.”