Optima Classic Bike
Optima Classic Bike is our motorcycle insurance designed to appeal to owners of classic and cherished motorcycles. This product covers a wide range of classic motorcycle models and provides extensive cover tailored to the demands and needs of this market.
Terms, conditions and exclusions apply. Please refer to the Policy Wording and Policy Summary for further details. We also underwrite a variety of schemes, if you have a policy underwritten by Ageas you should check your policy document for full cover details.
Who is it for?
Optima Classic Bike is available to individuals aged 30 or older, resident in the UK for more than five years and who hold a full UK licence that require comprehensive, third party, fire & theft or accidental damage, fire & theft (laid-up) cover for motorcycles:
- manufactured before 1988;
- with a value between £1,000 and £100,000 if cover is comprehensive or accidental damage, fire & theft (third party, fire & theft maximum value £5,000);
- ridden up to 5,000 miles per year;
- kept overnight in a garage at policyholder's home address.
How to get a quote
Now available on Open GI, SSP, CDL and TGSL.
To activate Optima Classic Bike please speak to your Broker Account Executive.
||Optima Classic Bike
||Available at no extra cost, simple to arrange. Broker's or owners club valuation acceptable, subject to our agreement. Downloadable agreed value request form available
||Customers can select required mileage up to 5,000 at increments of 500 miles. Pricing will reflect usage
|Buy cover needed
||Comprehensive, third party fire and theft or laid-up (accidental damage fire and theft) cover available which can be flexed up or down during policy term
||Customer will be offered vehicle salvage (if safe to do so) after a total loss and will be able to re-insure with Ageas once the classic motorcycle repair is evidenced
||A repairer option or cash settlements gives policyholders flexibility to repair motorcycle in the most appropriate way
|Heritage number plate cover
||Value of historically important registration numbers included in agreed value of classic motorcycle
||Available for owners clubs
||Cover can be extended to include track-days and commercial use such as occasional weddings hire and use on a film set or at a photo shoot, subject to referral
|Toolbox and tool cover
||Recognising classic motorcycles may need to be repaired on the move, toolbox and tools will be covered whilst in or on the classic motorcycle
|Accessories and spare parts
||Accessories and spare parts will be included
|Restoration / repair
||Insurance extends to provide cover on commercial premises whilst being restored or repaired if not covered by garage's own insurance