Commercial Guard - Homeworkers

Suitable for a wide variety of trades, includes a work away option. We offer a broad range of standard cover with flexible options.

Terms, conditions and exclusions apply. Please refer to the Policy Wording and Policy Summary for further details. We also underwrite a variety of schemes, if you have a policy underwritten by Ageas you should check your policy document for full cover details.

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Minimum premium starts from
£175.00
+IPT

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Full-cycle trading available on the Ageas Insurance Extranet

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Also available on
Acturis

Cover

Available cover includes the following:

Cover Commercial Guard - Homeworkers
Property Standard cover with trade contents includes:
  • Fire, perils and accidental damage 
  • Non-process machinery breakdown up to £1,000,000
  • Computer equipment breakdown up to £100,000
  • Business contents
  • Stock and customers goods
  • Computer equipment £10,000
  • Goods in transit £5,000
  • Frozen food £2,000
  • Full theft, money, malicious attack and glass 
  • Most standard limits can be increased
Optional covers:
  • All risks (UK Europe or worldwide options)
  • Subsidence
Business Interruption Cover includes:
  • Loss of revenue/ICOW £100,000
  • Loss of income following non-process machinery or computer equipment breakdown £50,000
  • Book debts £25,000
  • Denial of access
  • Public utilities (fire & perils) terminal ends
  • Unspecified suppliers/customers £5,000
  • Cost of alternative accommodation £10,000
Optional covers:
  • Increased sums insured and limits
Liability Cover includes:
  • Employers’ liability £10m any one occurrence
  • Public liability £2m any one occurrence (can be increased)
  • Products liability £2m any one period (can be increased)
Optional covers:
  • Work away
Legal Expenses
Also available, cover for
  • Buildings
  • Contents
  • Personal possessions
  • Household contents
  • Fidelity guarantee
  • Personal accident

Excess (starts from) - £100

Documents

Commercial Guard - Homeworkers