Fleet Guard

A motor policy for businesses with more than two company vehicles.

Terms, conditions and exclusions apply. Please refer to the Policy Wording and Policy Summary for further details. We also underwrite a variety of scheme, if you have a policy underwritten by Ageas you should check your policy document for full cover details.

Overview

Main covers available (elements of cover can be adjusted in negotiations)

Comprehensive

  • New vehicle replacement cover for cars as well as commercial vehicles up to 3.5 tonnes GVW if repair is uneconomical and vehicle is less than one year old
  • To complement our usual courtesy car provision we can also provide a replacement van for up to 14 days to keep your customer mobile when their van is damaged (vans <3.5 tonnes)
  • No limit on permanently fitted telephone and communication equipment, audio, navigation and entertainment equipment
  • No excess on windscreen repair provided windscreen cover applies
  • Cover for personal effects, medical expenses and personal accident
  • Replacement locks cover
  • 24 hour UK claims helpline with approved repairer network

Third Party Fire and Theft

  • Third Party covers plus loss or damage to the vehicle by fire or theft
  • New vehicle replacement cover for cars as well as commercial vehicles up to 3.5 tonnes GVW if repair is uneconomical and vehicle is less than one year old

Third Party Only

  • Unauthorised movement cover
  • Principals indemnity
  • Third party contingency
  • Unauthorised use
  • Joint indemnity

How to get a quote

Contact us

Benefits

Key policy benefits

  • Statement of facts – no proposal form
  • Full EU and EEA cover
  • Occasional Business Use cover available for employees using their own vehicles on the customers business subject to exposure information and charge
  • Legal expenses cover for non fault claims including like for like replacement vehicles and physiotherapy is included as standard cover
  • Includes 24 hour, 365 days a year Onecall claims helpline

Ageas Fleet Guard repair services

Ageas Fleet Guard offers the following repair services following an incident in the UK:

  • Arrange for an approved repairer to contact the policyholder or driver
  • No need for the policyholder to get estimates, repairs can begin immediately after Ageas have authorised them
  • The repairer will arrange to deliver the vehicle back at a convenient time
  • Ageas will pay the repair bill (subject to deduction of excess and VAT)
  • Replacement courtesy vehicle service for comprehensive policyholders – cars and vans up to 3.5 tonnes only (up to 14 days)

Risk Appetite

Key target risks

  • Targeting car and commercial vehicles (non haulage)
  • Minimum number of vehicles 3 cars and/or commercial vehicles
  • Non hazardous loads and areas
  • Predominantly comprehensive risks

Not in target area

  • Motor trade, private and public hire, airside risks, employee car ownership, haulage, waste disposal and scaffolders

Documents

Fleet Guard