Personal accident for businesses

Personal accident

Our business personal accident and illness insurance policy is available from brokers, providing a benefit to the company in the event of accidental death or disablement sustained by an insured employee.

As a business owner or manager, you know that it’s the people behind your business that make it a success.  You also know the key personnel whose absence would be most felt if an accident or ill-health occurred.   Often the smaller the business, the harder any absence is felt and certainly in the tough economic climate, there is a higher reliance on key individuals to keep the business running smoothly.  The beauty of personal accident insurance is that you can choose who benefits from any claim for long-term absence caused by ill-health, an accident or even death.  It could be that the claim provides financial support to your business to cover the absence, or the money could be provided directly to the employee – or it could be a combination of both.  Your people are your most valued assets so having insurance in place to provide financial support if a key employee is unable to work is common sense – in the same way you have insurance protection for your plant or machinery.  Contact your broker today to learn more about our Personal Accident cover.

Why arrange Group Personal Accident and Personal Accident and Illness policies?

They help to cover the cost of:

  • Maintaining weekly payments to employees
  • Training replacement employees
  • Buy out of partner
  • Hiring a replacement for the injured person
  • Overtime funding
  • Business interruption protection
  • Loss of key employees

and help you to:

  • Protect employers' liability through automatic payment
  • Top up/fund death in service benefit
  • Supplement PHI cover
  • Continue to meet your work commitments

Would you like to know more?

Ageas Insurance Limited products are only available through brokers. Their knowledge and expertise means that you get the best cover at a price that's right for you. Talk to your broker about Ageas Insurance today.