Uninsured driver

Car insurance

Uninsured Driver Promise*



There are an estimated 1 million uninsured drivers on British roads** but at Ageas we don’t think you should be penalised.

Ageas Car Insurance as rated 5 Star by Defaqto, includes an uninsured driver promise*.

This means if you’re hit by an uninsured driver, your excess will be reimbursed and your no claims discount reinstated.


Need to make a claim?

Give us a call and talk to one of our dedicated claims handlers, with the following information:

  1. Vehicle registration
  2. Make and model of the car
  3. The other driver’s contact details
  4. Names and contact details of any independent witnesses
  5. Photos of your car, the other car and the location, if it is safe to take them
  6. Police information, if they've been called to the scene or the road has been blocked



Allow us to make this easy.
With Ageas, you get more benefits as standard. 

Product Benefits Ageas
Car Insurance
Motor insurance
Car insurance
Car insurance
Accident - Transport a passenger
Transportation service provided after an accident.

24 hour emergency claims helpline

Courtesy car included as standard^
When your vehicle is being repaired by an approved repairer.

Uninsured Driver Promise
No Claims Discount and Excess are reinstated following a non-fault accident. 


Source of data: Defaqto matrix effective as of 20th November 2019. Terms and conditions apply.
Providing the accident wasn't your fault. Make, model and registration of other vehicle needed.
^Excludes cars written off or stolen and unrecovered.

Terms and conditions apply to all policy benefits. 

*Providing the accident wasn’t your fault. Make, model and registration of other vehicle needed

**Source: Motor Insurers’ Bureau (2019)

^Excludes cars written off or stolen and unrecovered.