Uninsured driver
Uninsured Driver Promise*
Courtesy car cover as standard^
Onward travel cover
There are an estimated 1 million uninsured drivers on British roads** but at Ageas we don’t think you should be penalised.
Ageas Car Insurance as rated 5 Star by Defaqto, includes an uninsured driver promise*.
This means if you’re hit by an uninsured driver, your excess will be reimbursed and your no claims discount reinstated.
Need to make a claim?
Give us a call and talk to one of our dedicated claims handlers, with the following information:
- Vehicle registration
- Make and model of the car
- The other driver’s contact details
- Names and contact details of any independent witnesses
- Photos of your car, the other car and the location, if it is safe to take them
- Police information, if they've been called to the scene or the road has been blocked
With Ageas, you get more benefits as standard.
| Product Benefits | Ageas Car Insurance |
Aviva Motor insurance |
Hastings Direct Car insurance |
LV= Car insurance |
|
| Accident - Transport a passenger Transportation service provided after an accident |
✓ |
✓ |
✗ |
✓ |
|
| Misfuelling cover is provided as standard* |
✓ |
✗ |
✗ |
✓ |
|
| Courtesy car included as standard^ When your vehicle is being repaired by an approved repairer |
✓ |
✗ |
✓ |
✗ |
|
| Uninsured Driver Promise Excess reimbursed and NCD reinstated following a non-fault accident† |
✓ |
✓ |
✓ |
✓ |
Source of data: Defaqto matrix effective as of 9th December 2020. Terms and conditions apply.
*Separate to any cover that may be provided by accidental damage cover.
^Excludes cars written off or stolen and unrecovered.
†Providing the accident wasn't your fault. Make, model and registration of other vehicle needed.
Terms and conditions apply to all policy benefits.
*Providing the accident wasn’t your fault. Make, model and registration of other vehicle needed
**Source: Motor Insurers’ Bureau (2019)
^Excludes cars written off or stolen and unrecovered.