A competitive package with wide ranging cover designed to cater for all types of Professional Offices and Surgeries including Vets.

Standard Cover includes:

• Property - Automatic accidental damage cover including non-process Machinery and Computer Equipment Breakdown, full theft, money, malicious attack, and glass
• Automatic cover for up to £10,000 Computer Equipment – additional cover available on request.
• Exhibition cover £2,500 (option to increase)
• Extensions include landscaping expenses £5,000, trace and access limit £5,000 loss of metered water limit £2,500 and Loss of Oil or LPG £2,500
• Business Interruption Automatic £500,000 Gross Revenue cover with 24 months indemnity period. (Which can be increased) Includes, public utilities (fire & perils), prevention of access and book debts
• Employers’ Liability £10m Limit of Indemnity
• Public Liability £2,000,000 Limit of indemnity
• Products Liability £2,000,000 in any one period of insurance
• Legal Expenses

Options available for:

• Increases in the Standard Cover and Extensions
• Subsidence
• Additional increased cost of working
• Personal Accident
• All Risks
• Deterioration of Refrigerated Drugs
• Fidelity Guarantee
• Pool re Terrorism

Includes 24 hour Legal Assistance, Tax, VAT and Business Assistance help lines

This is the standard Ageas cover with effect from March 2012.  We also underwrite a variety of schemes, if you have a policy underwritten by Ageas you should check your policy document for full cover details.