A broad and competitive packaged policy designed specifically for Care and Nursing Homes for the Elderly incorporating many standard features and covers in one easy to manage policy.

Standard Cover includes:

• Property - Accidental damage, Non-process Machinery and Computer Equipment Breakdown, Subsidence, Theft, money, malicious attack and glass Deterioration of frozen food £2,000, medicines and drugs £2,000. Automatic cover for up to £10,000 Computer Equipment – additional cover available on request
• Extensions include automatic seasonal increase 25%, exhibitions £2,500, theft of keys £1,000, theft of garden implements and furniture £1,500
• Good in Transit £1,000
• Options available to include Residents effects and Household covers
• Business Interruption Including Unspecified suppliers, Public Utilities (full failure)
• Book debts, Notifiable Disease (Premises), Poisoning, Defective Drains and Murder or Suicide, Denial of access, Transit and Alternative accommodation
• Employers Liability £10m any one occurrence
• Public Liability £5m any one occurrence 
• Product Liability £5m any one period of insurance 
• Nursing malpractice £5m any one occurrence 
• Personal Liability cover for residents and staff £1m per occurrence
• Legal Expenses

Options available for:

• Increases in the Standard Cover and Extensions
• Residents effects and Household covers
• Increases in the Standard Cover and Extensions
• Inclusion of Day Care provision and work away
• Meals on wheels and domiciliary care
• Fidelity Guarantee
• Personal Accident
• Pool re Terrorism

Includes 24 hour Legal Assistance, Tax, VAT and Business Assistance help lines

This is the standard Ageas cover with effect from March 2012.  We also underwrite a variety of schemes; if you have a policy underwritten by Ageas you should check your policy document for full cover details.