Business Legal Guard is a wide ranging legal expenses insurance available only in conjunction with other Ageas Commercial Products.
Standard Cover is for a limit of £100,000 and includes
- Defence of Employment Disputes (including compensation awards)
- Tax Protection – policyholders costs in connection with a tax investigation
- Pursuit of claims for damage to property
- Pursuit or defence of claims for breach of contract and debt recovery
- Defence costs following alleged non- compliance with laws or regulation
- Loss of earnings due to jury service (up to £5,000)
- Employees Extra Protection - defence against unlawful discrimination, for pension fund trustees and pursuit of a claim if an employee is injured while on business
Where House Contents cover is provided by an Ageas Commercial policy, cover is automatically extended to include Family Legal Guard, a personal legal expenses insurance covering up to £50,000 for disputes relating to
- Employment
- Contract
- Property
- Personal injury
- Tax
- Defence of motor or work related prosecutions
- Professional or regulatory investigation
- Identity theft
In addition, loss of wages due to Jury Service is covered up to £5,000.
When residential property is insured on the Ageas Property Owners policy, Landlords Legal Guard is available as an optional extension. This covers expenses of up to £50,000 for property damage, nuisance and trespass, repossession, recovery of rent arrears, prosecution defence.